Question:
“A real estate agent told me she wouldn’t show me any homes unless I talked with a lender to see if I was qualified. Isn’t that a bit much? Having to talk with a lender just to see one home?”
Answer:
It doesn’t sound like the agent explained the benefits to you of talking with a lender before looking at homes.
You will find out:
- How
much home you can afford within your budget for a monthly payment - The maximum home price you qualify for
- What that payment would be
- What things you might be able to do to:
- Improve your credit
- Get a lower rate
- Increase your buying power
- Answers to any questions you have
That being said, our policy is that we’d be happy to show one home to you without having you talk with a lender.
But no smart, professional agent would show anyone multiple homes without confirming that they’re qualified. It would be a disservice to the client and the agent.
