“Hi Gary. My wife and I are first-time homebuyers. We want to make sure the home we buy is in good condition and doesn’t have a lot of problems. What inspections do you recommend we get? And do we do them before or after we make an offer?” ***ANSWER: Here’s the answer my attorney wants

“What in the world is a condo hotel, and do you think they’re a good investment?” ***ANSWER: A condo-hotel, also called a hotel-condo, is a building used as (surprise) both a condominium and a hotel. The rising costs of building and related expenses can make developing new hotels difficult and costly, especially in major cities.

“Question: We’re planning to sell our house. It was appraised in August because we were planning to refinance. It came in at $855,000, but we’d be surprised to even get $800,000. How much stock do you place in appraisals?” ***ANSWER: An appraiser comes to your home and takes notes, measurements, and photos. He or she

“Hi Gary. I’ve never bought a home before, but I’ve been seeing a lot of good deals and I think it’s time to take the step. I don’t know much about buying a home, but I have a question. What is the purpose of title insurance and do I need to buy it?” ***ANSWER: When

“I hear about no-doc loans. What documents are normally needed for a full-doc loan?” ***ANSWER: Here are the items you typically need when you do a full-doc loan application: – Copy of sales contract – List of your residences last 2 years – Employer names and addresses last 2 years – Copy of last 2

“It seems like all the agents I’m talking with want to list my home for six months. Should I list for that long?” ***ANSWER: Provided you hire the right agent, there’s a valuable benefit to giving the agent enough time to sell your home. For example, say you have a short listing and you get

“Hi Gary. I know from when we bought our current home that buying a home can be so emotional. In fact, this home really doesn’t even some of the features I really wanted. Can you give me any ideas to organize my thoughts and do this the right way?” ***ANSWER: Get out a sheet of

“Hi Gary. I’ve never bought a home before, but I’ve been seeing a lot of good deals and I think it’s time to take the step. I don’t know much about buying a home, but I have a question. What is the purpose of title insurance and do I need to buy it?” ***ANSWER: When

“Hi Gary. I’d like to buy a home. But the very little credit I have isn’t good. Any suggestions on how to improve my credit?” ***ANSWER: Here are five suggestions anyone can use to rebuild credit: Get a secured credit card- Secured credit cards report your credit payment history to credit bureaus just like a

“I’ve heard so many things about termites and termite inspectors. I don’t know how it all works. What should I expect when I sell my home?” ***ANSWER: Let’s go ahead and clear up some common misconceptions about termites and selling a home… Not just termites– A “structural pest control” inspection covers ANY insect, organism, or