“I’ve been receiving your informative articles and meetings on Real Estate matters, via e-mail — which is wonderful !!! My hubby and I are in the process of closing a real-estate investment in Las Vegas. We recently received our loan package and now we are in need of assistance in interpreting exactly what we are

Do You Need A Lockbox? “I’m talking to agents about selling my home and one said I don’t need a lockbox for agents to see my home. Won’t it be harder to sell my home without one?” ***ANSWER: You’re right. And any agent who (except for special cases) tells a homeseller not to use a

Probate Sale Advice “Hello Gary. My wife and I see your name everywhere. Question- We’re looking for a home for our daughter. Do you recommend buying a home at a probate sale?” ***ANSWER: First, some info… A probate sale occurs when someone passes away without a living trust naming a willing, ready, and able party

“I’ve been investing in real estate for a couple of years. My wife and I own 3 rental condos that we manage ourselves. Can you recommend any good websites to learn more about what I need to know as a landlord?” ***ANSWER: Here’s a couple: www.SDCAA.com www.kts-law.com Hope that helps…

“Hi Gary, it’s XXXXX. As you know, I’ll be calling you to list my house this summer. I want to get your advice. I think the whole termite requirement is a racket. Every home has termites. But I’m a realist and I know I’ll need to clear the house to sell it. But I want

“Hi Gary. I went to your Homebuyer Faire last week and thought you and the lender who spoke were great. I got a lot of good info. But I wasn’t able to ask you my question… Where is the best part of San Diego to buy in right now for future appreciation?” ***ANSWER: I get

“Is it true that since credit scores are pulled by social security number and not by name, credit cards/accounts that are just in my husband’s name (I’m not even listed as an authorized user) will never impact my personal score?” ***ANSWER: Our preferred lender tells us that credit is run based on name, social security

“Hi Gary. My neighbor’s home next door was appraised at $825,000. My home is in better condition, so I know mine is worth over $850,000. How can I find out a realistic value without paying for an appraisal?” ***ANSWER: Before you go any further, let’s look at three questionable assumptions you’ve made to arrive at

Do I have to have 20% down before I buy a home in San Diego? “Hi Gary. My wife and I are working to save the 20% down before we buy our first home, but it’s slow going. Is it possible to buy with less than 20% down?” ***ANSWER: Yes! You’re not alone with the

Why should I get Pre-Qualified before I start looking for a home? “I’ve been looking for a home in Mission Valley for 2 months and agents keep pushing me to talk to a lender. I’m looking for a good deal and if I don’t find one I won’t buy. So I don’t want to waste