“Hi Gary. I know you always say to talk with a banker before looking for homes, but my parents will co-sign for me and loan me money for a down payment. Do I still need to?” ***ANSWER: Yes! I had a client in your exact situation and it turned out that having their parents co-sign

“When I sell my home, I want to sell As Is and not have the buyer ask for a bunch of repairs. Can you write a 100% binding contract up front for the buyer to take a home As Is? ” ***ANSWER: Probably. But you wouldn’t want to. Here’s why… You’d have to write such

“How many homes does someone usually see before they buy one?” ***ANSWER: In my experience, once someone starts seriously looking, they actually walk through about ten homes (not counting open houses) before they buy one. Xanax Valium Tramadol Phentermine Adipex Viagra Cilalis Levitra Ultram Xenical Tamiflu Proscar Soma Propecia Accupril Accutane Aceon Aciphex Actonel Actos

“I’m a new investor and want to know if I should fully furnish apartments. Or should I just supply a stove and refrigerator?” ***ANSWER: Go for just the stove and frig. I don’t like furnished apartments because the tenants are more transient and there’s more cost and hassle dealing with broken and worn furniture. Discover

“My wife and I have 2 kids in elementary school and we’re thinking of selling and moving to Poway for the schools. I keep up on the market and I’m pretty sure my home is worth about 700K. But an agent told me someone is building 2 new homes similar to mine a block away

“I’m negotiating to buy a bank foreclosure and just got an addendum form saying the bank can cancel at any time. Do I have to sign that?” ***ANSWER: Only if you want to buy the home. But let me put your mind at ease. After selling 500+ foreclosures the past 2 ½ years, I’ve yet

“If I am a first time homebuyer, can I qualify for down payment assistance in the form of grants or “silent second” loans?” ***ANSWER: Perhaps. The few available programs have certain requirements, such as: – Buying in certain targeted neighborhoods OR – Income limits OR – Having 3% for the down payment OR – Having

“We’re thinking of moving some time this year. When’s the best time of year to sell? I’ve always heard it’s the summer, but I value your opinion… ” ***ANSWER: Except for late December, it seems it’s always a good time to sell a home here. But all other things being equal, the very best time

“Will banks charge me a per diem penalty if escrow closes late due to them or the escrow company’s fault?” ***ANSWER: No. Occasionally some overworked people at banks lose track of whose fault it was and try to charge it, but we talk them out of it. Hidden Traps in the Contract’s Small Print

“One of my new year’s resolutions is to start investing. Do you recommend stocks or bonds?” ***ANSWER: With both markets being so hammered, either may be good to invest in. Not being a stock expert, you don’t really want me advising you about stocks. But I can share with you 5 advantages that real estate