Question: “What exactly is a home warranty and who pays for it?” Answer: It’s an insurance policy that sellers usually pay for that covers certain things that can go wrong with the systems of the house and (depending on coverage) the appliances, pool, spa, and roof. The policy is for one year after closing and

Question: “When I buy a home, I’ll get homeowner’s insurance. Why would I want a home warranty?” Answer: Homeowner’s insurance is hazard insurance and covers items damaged in fires, by water, by wind or other covered events. Unlike homeowner’s insurance, a home warranty covers parts of a home that can break down. These “parts” include

Question: “Who usually pays for a home warranty, the buyer or the seller? And if the seller won’t or doesn’t pay, is it worth buying one?” Answer: A home warranty policy is an insurance policy purchased during a home sale that covers some things that can go wrong with the plumbing, heating, electrical, and built-in

Question: “Do you recommend my wife and I get a home warranty when we buy?” Answer: (A home warranty is a 1-year insurance policy that covers certain things that can go wrong with the built-in appliances, plumbing, electrical, and heating of a home. They have deductibles up to $100. Extended coverage can cover roofs, pools,