“What costs do the buyer and seller usually pay?” Answer: Division of costs vary by geographic region. In San Diego, the buyer usually pays: Home inspection + any other inspections (except termite) ½ the escrow fee Lender’s policy of title insurance Notary & recording fees for loan documents All new loan charges (credit report, appraisal,

“Can I use my VA to buy an investment property?” Answer: Sorry. VA loans are only for owner-occupants. However, you can move out of the home at a later date and keep your VA loan. Verify with your lender or the VA, but I think you must intend to live there for at least a

“Some of us are on the brink of disaster; no equity, struggling to make payments. What’s best; short sale or foreclosure??? ” Answer: I’m very sorry to hear about your situation. Here’s my objective opinion of the pro’s and con’s of a Short Sale vs. Foreclosure PLUS one other possibility. Short Sale: – Arguably a

“Does the seller have to lower the price if the appraisal comes in low?” Answer: No. Remember, an appraisal is just one person’s opinion. Too many people consider an appraisal as “word from above” about the value of a home. But I’ve seen appraisals off by as much as 40%! Another question you might be

“I’d like to start real estate investing. Is it possible to get a positive cash flow if I buy a house or condo?” ***ANSWER: For my first 24 years in real estate, when you bought a rental in San Diego the question was always, “How much will my negative cashflow be?” Now, I can finally

“How long does it take to sell a home in this market? ” ***ANSWER: Great question. The market is NOT behaving like most people think. Based on all the gloomy headlines, most people who call me about selling a home anticipate that it will take many long months. That’s not necessarily true. In fact, we’re

“I want to buy a foreclosure, but I need to sell my home first. Will the bank consider a trade?” ***ANSWER: Sorry, banks will not consider trades. Anticipating what I’m guessing is your next question, banks will not consider an offer contingent on selling your home either. Your best option would normally be a bridge

“Hi Gary. I know you always say to talk with a banker before looking for homes, but my parents will co-sign for me and loan me money for a down payment. Do I still need to?” ***ANSWER: Yes! I had a client in your exact situation and it turned out that having their parents co-sign

“When I sell my home, I want to sell As Is and not have the buyer ask for a bunch of repairs. Can you write a 100% binding contract up front for the buyer to take a home As Is? ” ***ANSWER: Probably. But you wouldn’t want to. Here’s why… You’d have to write such

“How many homes does someone usually see before they buy one?” ***ANSWER: In my experience, once someone starts seriously looking, they actually walk through about ten homes (not counting open houses) before they buy one. Xanax Valium Tramadol Phentermine Adipex Viagra Cilalis Levitra Ultram Xenical Tamiflu Proscar Soma Propecia Accupril Accutane Aceon Aciphex Actonel Actos